November 15, 2012

Costco now open

Costco now open

It may have taken a while, but the new Costco store in Concord Township is now open for business.

The official ribbon cutting, with the aid of state Sen. Dominic F. Pileggi and several of Concord’s supervisors, took place at 7:45 a.m. on Saturday, Nov. 10. People were already waiting for the doors to open and there was a line outside for people who hadn’t joined the warehouse club before.

Other Costco stores are near the Christiana mall in Delaware and the King of Prussia Mall in Pennsylvania. The new store saves area residents a trip.

Costco Warehouse Manager Howard Randolf cuts the ribbon opening the new Costco store on Evergreen Drive. He is flanked by Concord Township Supervisor John Gillespie, left, and state Sen. Dominic Pileggi, right.

Michelle Heim and her family of five recently moved into Thornbury Township from Nevada. She shopped at a Costco there, and grew to depend on the store for savings on bulk purchases. She was eager for the Concord store to open.

“I have three kids 5 and under. This is my sole diaper and wipe and everything supply store,” Heim said. “We had to go to Christiana. I think it took me about two minutes to get here, today.”

Heim added that she was “depleted” of all her baby needs and was looking to stock up.

Debbie Matsen was also looking forward to the new location. She joined only the day before the opening. It’s a new experience for her and she was eager to start.

“I’ve heard a lot of great things about Costco. I can’t believe I’m standing here waiting for Costco to open,” she said.

Iree Winters, of Aston, was another of the several hundred early morning arrivals.

“We first came in contact with Costco when we were in Florida and we enjoyed shopping there very much. When we heard it was opening up here, we were really excited about it.

Virginia Guldi has been a Costco member for 17 years was, like the others was eager for the store to finally open. She shops for six people, her own family of four and her elderly parents.

Having the Concord store is “Awesome because Costco is a great corporate citizen and they’re good to there employees. They have high quality at reasonable prices for their customers. It’s an excellent addition to our neighborhood,” Guldi said.

Concord Township Supervisor Dominic Cappelli said he was impressed with Costco’s corporate policy of limiting its profit margin to 15 percent and passing the savings on to customers. He also commended the company for working with the township in changing the original plans to accommodate the supervisors’ wishes.

Warehouse manager Howard “Randy” Randolf said the store has provided 140 new jobs for the region.

He also said the store is operating on holiday hours for the rest of the year. Hours, through December, will be 10 a.m. to 8:30 p.m. Monday through Friday, 9 a.m. to 7 p.m. Saturday and 10 a.m. to 6 p.m. on Sunday.

Costco Concordville is on Evergreen Drive behind the Shoppes at Brinton Lake and the Crozer Medical Center.

About Rich Schwartzman

Rich Schwartzman has been reporting on events in the greater Chadds Ford area since September 2001 when he became the founding editor of The Chadds Ford Post. In April 2009 he became managing editor of ChaddsFordLive. He is also an award-winning photographer.

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Protect your identity with a football

Jason Romanoff protects his online identity with a football, but he doesn’t spell it that way. He prefers using a mix of alpha, numeric and special characters: F00+b@!!

Romanoff is an ecommerce fraud analyst for Bryn Mawr Trust. He recently shared his idea with members of the Chadds Ford Business Association during a presentation on combating identity theft at the group’s November luncheon. He uses the unique approach for one of his online accounts, but he wouldn’t say which one.

Mixing upper and lower case text, along with numbers and special characters makes it more difficult for hackers to steal user names and passwords. The more difficult the encryption, the better, Romanoff said. Mixing characters slows down the hackers.

Jason Romanoff talks about identity theft with members of the Chadds Ford Business Association.

He added that people should never store their login information — usernames and passwords — on the device where that information would be needed. Also, change passwords frequently.

For a long time, Mac users were safe from online hacking, but that has changed, he said. There are groups in China that are specifically working on getting into the Apple systems.

According to Romanoff, almost 12 million Americans experienced at least one type of identity theft in a two-year period. While 42 percent of the victims spend a day or less to resolve problems, 3 percent experience difficulties for six month or more.

He added that identity theft costs the financial community more than $17 billion during that same period.

“Tons of money being lost is just a mouse-click away,” he said adding, “75 percent of the world’s electronic fraud is paid for by Americans.”

How people get their identities stolen varies, but they’re vulnerable whenever they shop or bank online, especially when using wireless systems.

Other ways to prevent data breaches, in addition coding passwords and logins, is to get antivirus and malware software on computers, tablets and phones where online commerce is done. Don’t open e-mail attachments from unknown senders and don’t click on unknown links is social networks such as Facebook and Twitter.

In office settings, Romanoff said to check the identity of people claiming to be from the IT department. Make sure they are who they claim to be.

Businesses that donate or resell used computers should first use programs to overwrite old files. Just emptying a virtual trashcan isn’t good enough to prevent sensitive files from being recovered by someone else.

He added that fraudsters spend most of their time focusing on small and medium size businesses.

There are also some online resources with information on preventing identity theft. Romanoff suggested www.identitytheftassistance.org and the Internet crime complaint center at www.ic3.gov.

About Rich Schwartzman

Rich Schwartzman has been reporting on events in the greater Chadds Ford area since September 2001 when he became the founding editor of The Chadds Ford Post. In April 2009 he became managing editor of ChaddsFordLive. He is also an award-winning photographer.

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American Revolution: HIStory and HERstory

Fourteen generations have passed, yet stories of the American Revolution draw more than 100 area residents to hear them once more at Radley Run Country Club.

Peter M. Adams introduced a panel of speakers each with personal experience of local geography and its history. Adams is a descendant of Henry Adams who came to America in 1638 and whose lineage includes two American presidents.

The event was held on Nov. 14.

Diane Shaw told the story of Marquis de Lafayette’s dedication to the cause of the American Revolution and his devotion to Gen. George Washington. Shaw is the director of special collection and college archivist at Lafayette College in Easton.

After her presentation, she said that there was so much more to say about Lafayette. She loves working for a university named for someone she holds in such high regard. Lafayette could be acclaimed for his passion for democracy as it unfolded in America, for his repudiation of slavery and “even for women’s rights,” she said.

Author Nancy Sloan told the Revolutionary War HIStory as HERstory. Abigail Adams’ letters were described as the precursor of the Internet with their power to spread information. Sloan described the stories of the more than 400 women who camped at Valley Forge suffering much the same fate as the enlisted men, cold and starvation.

Sloan signed copies of her book “Following the Drum: Women at the Valley Forge Encampment” after the program and passed out bookmarks with images of one dollar bills with the picture of Martha Washington on them.

Matt Forster now lives in the house General Anthony Wayne lived in during the 1777 winter at Valley Forge. Forster has researched and collected rare books about the Revolutionary War.

Foster’s home was owned by Mary Thomas Walker, Wayne’s cousin, during the military encampment. The 400-acre farm was robbed by starving soldiers. Wayne threatened to hang the thieves, but eventually spared their lives thereby restoring five soldiers to his command.

Radley Run Country Club is located on ground where the Battle of the Brandywine occurred. A statue of Lafayette is located in a cemetery nearby on Birmingham Road where there is a common grave memorial to soldiers on both sides of the battle.

The event is part of an annual series about history. Business owner Jeff Brown organizes these events as part of his long time interest in history. Brown’s special connection with this subject this particular evening is that he graduated from Lafayette College. He said he worked hard “meet the standard set by last years’ program” when World War II veterans told their stories.

Proceeds from the event will benefit the Skillman Library at Lafayette College, Brandywine Conservancy, Chester County Historical Society and Friends of Valley Forge Park.

About Emily Myers

Emily Myers has lived and worked in Chadds Ford for over thirty five years.  She founded the parent company of Chadds Ford Live, Decision Design Research, Inc., in 1982.  ChaddsFordLive.com represents the confluence of Myers' long time, deep involvement in technology and community. Myers was a founding member of the Chadds Ford Business Association and currently serves on its board of directors.  Her hobbies include bridge, golf, photography and Tai Chi. She lives with her husband, Jim Lebedda, in Chadds Ford Township.

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Die now or pay later

Southern Chester County Chamber of Commerce members got to the Mendenhall Inn at 7 a.m. and paid money to hear about “Doom and Gloom.”

Attorney Donald B. Lynn and Chad Fenstermacher, CPA, teamed up to give advice about impending tax changes.

Fenstermacher summarized the Federal budget dilemma as the nation heads toward the “massive fiscal cliff” as described by Federal Reserve Chairman Ben Bernanke.  Put in personal terms, the national debt means the top 5 percent of taxpayers have an average income of $359,828, a share of deficit $38,889, and share of the cumulative debt $958,074. Overall, taxpayers have an average $56,713, share of the deficit of $3,315 and a share of the cumulative debt $49,006.

The challenge for an accountant is to advise clients in the context of changing legislation.  He used to be able to develop a five year tax plan for clients.  This year, with the tax regulations still not finalized for 2012, it is hard to advise clients for the next two months.

Given the political vicissitudes of getting tax laws passed, Fenstermacher gave general advice with the warning that individuals may have circumstances which might not apply.

“Sell long-term capital gain property to take advantage of the current 15 percent capital gain rate. Sell, then repurchase valuable stock. Consider a Roth conversion – take advantage of current low tax rates. Robert Kane, outreach director for Congressman Joseph Pitts, said he was surprised that he hasn’t heard as much from Pitts’ constituents about the impending capital gains tax rate increase as expected.”

Fenstermacher also advises if you’re under age 65, accelerate deductible medical expenses into 2012 while the 7.5 AGI floor is still available.  Stack deductions.  Shift investments to avoid taxable income generating the 3.8 percent Medicare surtax.  Accelerate charitable giving – Donor Advised Funds. Accelerate income and defer deductions. Pay down mortgage debts.”

Lynn said the one sure way to take advantage of the $5.12 million estate tax exemption is to die before the year end, not advice he gives his clients.  He projects that if new law is forged, the estate exemption will be dropped to $3.5 million based on proposed legislation.  If no law is made both gift and estate tax exemption will be at $1 million.

Lynn said that the high gift and estate tax exemptions was a political bargain made in exchange for extending unemployment benefits, and that we probably won’t see that level again.  Large gifts made by trust, insurance or QPRTS are not removed from the donor’s estate unless he survives the gift by three years.    For the state of Pennsylvania taxes, the term is one year.

“Don’t forget annual exclusion gifts.  Each person may give up to $13,000 in 2012 (Fair Market Value at date of gift) per calendar year per individual recipient without having to file a gift tax return,” he said.

Lynn also projects that “Portability” will be maintained. Portability is the ability to preserve the estate tax deduction of a deceased spouse. Before portability, a trust had to be established to preserve the deduction.

Inevitable as taxes are, as changeable as tax law is, it still beats the alternative.

 

About Emily Myers

Emily Myers has lived and worked in Chadds Ford for over thirty five years.  She founded the parent company of Chadds Ford Live, Decision Design Research, Inc., in 1982.  ChaddsFordLive.com represents the confluence of Myers' long time, deep involvement in technology and community. Myers was a founding member of the Chadds Ford Business Association and currently serves on its board of directors.  Her hobbies include bridge, golf, photography and Tai Chi. She lives with her husband, Jim Lebedda, in Chadds Ford Township.

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Corbett announces two programs aimed at saving lives

Pennsylvania Gov. Tom Corbett last week announced that the Pennsylvania Department of Transportation is launching two voluntary programs aimed at saving the lives of Pennsylvanians in emergency situations — the Yellow Dot and Emergency Contact Information programs.

“Both of these programs speak for people when they can’t speak for themselves, so medical concerns can be addressed and contacts can be reached as quickly as possible,” Corbett said in a press release. “When someone is in a crash or they find themselves in an emergency situation, it’s critical that emergency responders quickly find out as much as they can about the victim.”

Participants in the Yellow Dot program fill out the program form with their emergency contact, medical contact and medical information, insert it in the program’s folder and then place it in their vehicle’s glove compartment. Participants then place a yellow dot sticker on their vehicle’s rear window. This sticker alerts emergency responders to check a vehicle’s glove compartment for the folder, helping emergency responders provide specific care to participants after a crash.

The Emergency Contact Information program offers Pennsylvania driver’s license and PennDOT-issued ID holders the opportunity to log into a secure database and list two emergency contacts. Customers can update the information as needed, but only law enforcement officials can view their information in the system. In the event of an emergency, law enforcement can use the participant’s ID to find their emergency contact information.

While the Yellow Dot program is utilized only in vehicle crashes, the Emergency Contact Information program is usable in other emergencies as well as crashes.

“I sincerely hope that people never have to use these programs once they’re signed up, but I’m pleased that Pennsylvania now has these tools available to help people when they’re in dire need,” Corbett said.

To learn more about the Yellow Dot program, to sign up for a program folder or to find locations where program materials can be picked up, visit www.YellowDot.pa.gov.

To sign up for the Emergency Contact Information program, visit www.dmv.state.pa.us and click on the program icon.

 

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Around Town Nov. 15

Around Town Nov. 15

• The Brandywine River Museum will hold its annual Critter Sale Dec. 1 and 2, from 9:30 a.m. to 4:30 p.m. Whimsical and decorative, critters are tree ornaments and tabletop decorations made from natural materials, including dried flowers, pine cones, seeds, pods and berries. They are crafted by hand and are environmentally friendly Prices range from $5 to $45. Specialty items start at $50. Also on Dec. 1, from 10 a.m. to noon, Paige Singer and Robert Dionne, author and illustrator of “Teasel & Twigs: ‘Tis a Critter Christmas Tale,” will sign copies of their book. Admission is free. (Photo above: Volunteers create the annual holiday wreath that will be hanging outside the Brandywine River Museum throughout the holiday season.)

• The Nov. 13 hearings in Concord Township for the Woodlawn Trustees property has been indefinitely postponed at the applicants’ request. An e-mail from the township said the new date will be advertised, posted, and notification sent out via e-mail when the hearing is rescheduled.

• The Chadds Ford Planning Commission has completed a draft of a renewable energy ordinance for the township. It will be reviewed by the township solicitor before going to the supervisors. The ordinance sets standards for private renewable energy stations — solar, wind and geothermal.

• The Chadds Ford Gallery opens its 31st annual Christmas in Miniature at 1 p.m. on Wednesday, Nov. 28. More than 70 locally and nationally renown artists will have professional miniature art on display through Dec. 31.

• Brandywine Battlefield will host Patriot’s Day on Saturday, Nov. 24, from 10 a.m. – 3:30 p.m. Soldiers, muskets, 18th-century life demonstrations, tours of the Ring House interior and Gilpin House exterior, museum video, new exhibits, fully-stocked museum, and opportunities to purchase unique holiday gifts in our gift shop. Admission for adults is $8, for children aged 5-14, $5.

Kimberly Christie

• The Kennett Symphony, under the direction of Maestra Mary Woodmansee Green, presents “Visions of Sugarplums” at the Kennett High School auditorium on Saturday, Dec. 1, at 8 p.m. The annual holiday concert is a family tradition in Chester County. This year’s Voice Competition winner, Kimberly Christie, and 70 gifted singers from the Kennett Symphony Children’s Chorus will join our professional orchestra in seasonal favorites. The program opens with Morton Gould’s festive Serenade of Carols and continues with the Children’s Chorus in Elgar’s The Snow, a setting of poetry by his beloved wife, Alice. Christie will perform Regnava nel silenzio from “Lucia di Lammermoor”, Schubert’s beloved Ave Maria, and Leonard Bernstein’s virtuoso Glitter and Be Gay from “Candide.” Single ticket prices are $35 in advance, $40 at the door, students are $5. Subscriptions are available featuring a variety of packages and prices as well as group discounts.  Free parking.  For complete information visit www.kennettsymphony.org or call the Kennett Symphony at 610 444 6363.

• The Brandywine Lions Club in cooperation with the Brandywine Conservancy will, once again, host Santa in the Meadow on Saturday, Dec. 15 from noon to 1 p.m. The annual event is held in the meadow along Route 1 across from the Chadds Ford Gallery. Santa will hand out snacks and listen to children’s wishes for Christmas.

 

About CFLive Staff

See Contributors Page https://chaddsfordlive.com/writers/

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Police log Nov. 15

• A road rage incident in Chadds Ford led to two men being charged with assault on Nov. 8. The at 10:05 a.m. incident began at Route 1 near Brandywine Drive and continued in the rear parking lot of Hannum’s Harley Davidson. Police identified the accused as Brett James Gilbert, 60, of Ephrata, and Francisco J. Borges, 56, of Lincoln University. According to the police report, the argument escalated into a physical altercation in which Gilbert allegedly bit Borges on the right arm. Gilbert also reportedly threatened Borges with a .45 side arm. The .45 and a .22 magnum sidearm were seized from Gilbert.

• State police reported one minor injury stemming from a four-car accident on Route 1 at Cheyney Road. The injured woman was a 70-year-old from Pottstown. That driver — Mary A. DeStefano — was also cited after she merged into the right hand lane and crashed into another vehicle. She then crashed into a third car that crashed into a fourth. The accident happened 3:50 p.m. on Friday, Nov. 9.

 

About CFLive Staff

See Contributors Page https://chaddsfordlive.com/writers/

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Adopt-a-Pet: Butters and Matilda

Adopt-a-Pet: Butters and Matilda

Meet Butters and Matilda, two adult ferrets looking for a new home after their owner had to give them up due to losing their home. Both ferrets are very well socialized and friendly, and would make great family pets. Butter and Matilda have both been spayed and neutered, and they’re even litter box and leash trained. Butters and Matilda are a bonded pair, so they will need to be adopted together. They are available for the special adoption fee of $100, which will include their cage. If you are able to provide Butters and Matilda or any of our other animals here at the shelter a home, visit the Chester County SPCA at 1212 Phoenixville Pike in West Goshen or call 610-692-6113. Butters’ and Matilda’s registration number are 96811945 and 96811946. To meet some of our other adoptable animals, visit the shelter or log onto www.ccspca.org. Not quite ready to adopt? Consider becoming a CCSPCA foster parent! Additional information and applications are available online or at the shelter.

About CFLive Staff

See Contributors Page https://chaddsfordlive.com/writers/

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Mind Matters: To sleep, perchance to dream

I remember acing a paper in a graduate psychology course, only to fumble miserably in the oral exam that covered the same material my paper had. Why? Well, when I wrote the paper I was well rested and thereby, creative. However, being so anxious about the oral exam, I stayed up all night “studying.” The next day I could hardly understand my professor’s questions, let alone answer him coherently. The moral of my story? Sleep is a necessary endeavor for promoting clarity and creativity. And sleepless study is not.

So it is that my ears perked up and my eyes didn’t close when I heard David K. Randall be interviewed recently. After that, I acquired his book, “Dreamland: Adventures in the Strange Science of Sleep.

Through this book, he hopes readers “will understand that sleep is what helps us become the people we want to be.” He notes how this is the part of life that we may “overlook, ignore, or dose with coffee, yet study after study has shown that sleep is a key part of what we consider the best part of us: creativity, intelligence, health, … performance … how we relate to loved ones.”

Randall began to delve into the history of sleep after he rammed into a wall while sleepwalking. Dissatisfied with the books he found on the theme of sleep, he decided to write his own. What he discovers in his waking adventure is not only that electric lights have profoundly changed our sleep patterns, but also that there are a growing number of cases in which people claim to have been unconsciously sleepwalking while committing violent crimes.

A sleepwalker himself, Randall fears, along with other sleepwalkers he has spoken with, what he could possibly do besides bump into a wall in the middle of night.

Beyond the issue of sleepwalking, Randall gleans other facts. Prior to electricity, during pre-industrial times, humans slept for several hours after sundown, then would awaken around midnight for an hour or so, and then return to sleep until dawn. This appears to be our natural pattern sans artificial lighting, according to the research.

Also, Randall discovered that even though couples like to sleep in the same bed, sleeping in separate beds is more conducive to restful sleep, even when we believe otherwise. Nevertheless, it appears that “men tend to sleep better next to their partners” than do women. Perhaps that is because men snore more? Randall quips, “In one of nature’s dark jokes, women not only are far less likely to snore than men but also tend to be lighter sleepers. The result is a mighty farce that is one reason wives also suffer from insomnia more often than their husbands.”

There is even found to be a link between a woman’s sleep quality and marital satisfaction. Randall interviewed Wendy Troxel, a psychiatry professor at the University of Pittsburgh, who studies relationship and marriage. She found that happy marriages were generally “healthier” marriages and that sleep quality was an important factor—especially the woman’s sleep.

According to Troxel’s studies, couples felt more positive in their conversations and interviews when the woman slept well. Troxel hypothesizes that stereotypically women drive the emotional climate of the relationship, and therefore, may be more expressive of their distress, which in turn affects the spouse. (Troxel apparently did not research gay realtionships/marriages.)

What affects us all regarding our sleep is the fact that, when it comes to integrating new information and solving a vexing problem, sleep is our ally. Don’t take an oral exam without it.

However, one caveat I do have about Dreamland is Randall’s unsatisfactory coverage of dreams themselves. As a Jungian-oriented psychologist, I take dreams quite seriously. I was very disappointed that Randall’s chapter on dreams lacked substance and depth. Otherwise, his little book is great for that midnight hour when sleepers awake.

* Kayta Curzie Gajdos holds a doctorate in counseling psychology and is in private practice in Chadds Ford, Pennsylvania. She welcomes comments atMindMatters@DrGajdos.com or 610-388-2888. Past columns are posted towww.drgajdos.com.

 

About Kayta Gajdos

Dr. Kathleen Curzie Gajdos ("Kayta") is a licensed psychologist (Pennsylvania and Delaware) who has worked with individuals, couples, and families with a spectrum of problems. She has experience and training in the fields of alcohol and drug addictions, hypnosis, family therapy, Jungian theory, Gestalt therapy, EMDR, and bereavement. Dr. Gajdos developed a private practice in the Pittsburgh area, and was affiliated with the Family Therapy Institute of Western Psychiatric Institute and Clinic, having written numerous articles for the Family Therapy Newsletter there. She has published in the American Psychological Association Bulletin, the Family Psychologist, and in the Swedenborgian publications, Chrysalis and The Messenger. Dr. Gajdos has taught at the college level, most recently for West Chester University and Wilmington College, and has served as field faculty for Vermont College of Norwich University the Union Institute's Center for Distance Learning, Cincinnati, Ohio. She has also served as consulting psychologist to the Irene Stacy Community MH/MR Center in Western Pennsylvania where she supervised psychologists in training. Currently active in disaster relief, Dr. Gajdos serves with the American Red Cross and participated in Hurricane Katrina relief efforts as a member of teams from the Department of Health and Human Services' Substance Abuse and Mental Health Services Administration.Now living in Chadds Ford, in the Brandywine Valley of eastern Pennsylvania, Dr. Gajdos combines her private practice working with individuals, couples and families, with leading workshops on such topics as grief and healing, the impact of multigenerational grief and trauma shame, the shadow and self, Women Who Run with the Wolves, motherless daughters, and mediation and relaxation. Each year at Temenos Retreat Center in West Chester, PA she leads a griefs of birthing ritual for those who have suffered losses of procreation (abortions, miscarriages, infertility, etc.); she also holds yearly A Day of Re-Collection at Temenos.Dr. Gajdos holds Master's degrees in both philosophy and clinical psychology and received her Ph.D. in counseling at the University of Pittsburgh. Among her professional affiliations, she includes having been a founding member and board member of the C.G. Jung Educational Center of Pittsburgh, as well as being listed in Who's Who of American Women. Currently, she is a member of the American Psychological Association, The Pennsylvania Psychological Association, the Delaware Psychological Association, the American Family Therapy Academy, The Association for Death Education and Counseling, and the Delaware County Mental Health and Mental Retardation Board. Woven into her professional career are Dr. Gajdos' pursuits of dancing, singing, and writing poetry.

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